Montana
Sale typeTax lien certificate
Rate / penalty10% + 2% per month penalty
Redemption period3 years
Montana combines a 10% base annual rate with an additional 2%-per-month penalty layered on top, then gives owners three years to redeem before the certificate holder can take title.
Not sure how Montana's system compares to a state you already know? Read Tax Lien vs. Tax Deed: What's the Difference? for the full breakdown.
This page is general information, not financial or legal advice. Rates and redemption periods are set by state statute and can change by county or legislative session — always confirm against the county's own auction notice before bidding.