Alabama
Sale typeTax lien certificate
Rate / penalty12% flat, no bid-down
Redemption period3 years
Alabama pays a flat 12% annual rate set by statute, with no competitive bid-down on the rate itself. Owners have three years to redeem before the certificate holder can pursue a tax deed.
Not sure how Alabama's system compares to a state you already know? Read Tax Lien vs. Tax Deed: What's the Difference? for the full breakdown.
This page is general information, not financial or legal advice. Rates and redemption periods are set by state statute and can change by county or legislative session — always confirm against the county's own auction notice before bidding.